Luis Cardenas

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Having deep family roots and many friends, Luis Cardenas comes from the largest city in the state baring his B.A. and a teaching credential. About nine years ago when he was a sophomore in high school Luis automatically knew teaching was his dream job after his wonderful experience teaching crafts to 10-year-old boys. Having the sensation of being a slave as a paralegal in a large law firm for half a year, and another half a year as a junior executive has only made him realize his desire to become a teacher. Luis’ student-teaching experience came as a realization to him not only in a positive way but in a negative way as well. Now that he finished his degree and credential work he least expected to be presented with a full-time teaching position in his hometown starting at $29,000 a year. As he least expected to allow his friend to talk him into a management trainee position at Sunset National it was another surprise to find that the large bank chose him 15 other candidates. This opportunity would give him a slightly better pay starting at $38,000 a year. In addition to his pay at the bank when he’s promoted to loan officer he would be receiving an additional $3,000 raise. Being stuck in a position where teaching is Luis’ dream job and has wanted this since a sophomore in HS, and being given the opportunity of becoming a banker with many recommendations can be very strenuous to choose from. Luis should make other arrangements and try out banking not only because of the sufficient amount of money he’d be receiving, but also because this may offer him many more opportunities over time.
Both teaching and banking offer different salaries and benefits. Teacher’s salaries have a starting rate of about $29,000 a year, but as teachers build up a longer stay with their teaching position their salary starts going up slowly. The downside to this is that their salary has a limit of $60,000 making that the top salary a teacher can make. On the other hand a banker’s salary has a starting rate of about $38,000 and can gradually keep increasing with banking promotions of about $3,000. Unlike teaching, bankers don’t have to worry about having a limitation on their salary because theirs keep on increasing. The benefits that teachers receive are having the union behind them, tenure after many years of working as a teacher, and you also get to use your skills, intelligence, and creativity everyday. With banking you may get some flexibility with paid time off where you can take the day off of work to take care of your personal business and still get paid. Also as a member you may get discounts on financial products, and another plus are wellness benefits. I think that banking comes equipped with the stronger benefits because of the flexibility and employee discounts.
Different environments may be something you might want to keep in mind, would you want privacy all the time or is that something that isn’t important? If you’re the type of person that doesn’t mind not having privacy then teaching is your forte. With teaching you don’t have privacy at all; your desk is shared in the same room with roughly 31 kids. While working at your desk you are constantly confronted by kids seeking questions and answers. Aside from not having your own office you have to share the teachers lunch room with other people as well. This being that you don’t get any off campus privileges; you must stay on the school grounds. With banking you have your own cubicle meaning your own private space with no one to share with. For lunch you can bring food and eat in the lunch room or you may leave work and go to a café or deli to have your time away from work. With being a teacher you start to feel like you’re in a jail cell because you have certain restrictions. Being a banker you basically have no restrictions and you have your privacy all day everyday.
Day-to-day on the job is a big plus in decision making because you need to think about the situation you’re going to be in everyday. Being a teacher requires you to wake up early and jumpstart your day by interacting with more than a handful of children five days out of the week. You’ll have to come in to class prepared with what you’ll be teaching the children and how you will interact with them. Everyday you will find yourself to be talking constantly nonstop. You’ll be explaining to your students what they’re going to do, lecturing them, or answering questions. You will persistently be grading papers at school and if they’re not done then that’ll mean finishing the rest for homework. On the other hang banking tends to be more laid back and relaxing. Early mornings leading into the day are started off by arriving to your own private office. When you do your work its done it peace and quiet. A plus about office work is that once your day is done its done, meaning that your work stays at work and not to be taken home. You still have your office friends to talk to, but if you want to be left alone you have that space away from people. I think that having your own comfort zone is more calming and less nerve-racking which allows your to focus more on your work that need to be done, and can be done when focused on more.
Future opportunities are always great to think about when finalizing your decision, but they don’t always necessarily make or break the decision. With being a teacher you have more vacation time. This is great if you have children because when they’re out of school or have a break so do you, and this gives you the chance to be with them and travel. With all your vacation time you won’t have to call in taking time out of work. Later on down the line if you feel the need to advance to being a principal then you can. To get to a higher level of becoming a principal you’ll need to achieve a higher degree in Educational Administration, but if you feel you really want this then it shouldn’t be a problem. With banking also in mind you’ll right away be making enough money to help support yourself with buying your own necessities and also housing wise. This will give you the opportunity in becoming more independent and you’ll have nice things to treat yourself to which can be rewarding. There are many promotions that may come your way which will advance your pay. I think the one that provides you with the best opportunity is the way to go and in this case I would consider banking.
Luis should set aside his dream job for now and take up banking. Although he may have had it planned out that he wanted to become a teacher banking provides him with many more opportunities. He will be making more money and with his natural talents towards banking at a young age it seems more likely that he’ll keep his job for a long ways to come. If worse comes to worse and things don’t turn out the way he wanted it to then he can always take up teaching since he has all the required degrees. As for now banking seems like the best choice to go with, and can seem very rewarding in the end when he finds himself dinning in the fanciest of places and relaxing at a nice day spa.

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